Cash planning
Closing-Cost and Cash Planner
Add a down payment, lender and third-party charges, prepaid items, escrow deposits, and credits to estimate cash needed for a transaction.
Planning estimate
- Estimated loan amount
- $400,000
- Costs and prepaids
- $16,500
- Estimated cash to close
- $103,500
What this estimate includes—and leaves out
The tool uses only the figures entered and performs calculations in the browser. Smart Homeowners does not receive, save, or transmit the entries. It does not retrieve current rates or determine eligibility.
Actual payments and costs can differ because of daily-interest conventions, rate changes, loan features, mortgage insurance, taxes, insurance, association charges, fees, credits, servicing rules, rounding, and timing.
Not an offer or advice: This educational estimate is not a Loan Estimate, Closing Disclosure, appraisal, approval, credit decision, tax opinion, or recommendation. A loan secured by a home can put the property at risk if payments cannot be made.